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Ferguson
Monticello, MS · NCUA Charter #18515 · Federal charter · Chartered 1968
Total assets
$94.24M
Shares & deposits
$83.11M
Total loans
$67.51M
Members
10,070
Net worth
$9.07M
Branches
8
Rank: #1,865 of 4,299 U.S. credit unions by assets · #14 of 55 in Mississippi. Assets changed 0.2% and membership -4.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.63% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 2.43% |
| Loans to shares & deposits | 81.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $95.10M | $83.86M | $0 | $10.98M |
| Jun 2023 | $94.00M | $79.44M | $0 | $10.59M |
| Jun 2024 | $91.53M | $80.79M | $0 | $10.02M |
| Jun 2025 | $94.06M | $84.71M | $0 | $9.20M |
| Jun 2026 | $94.24M | $83.11M | $0 | $9.07M |
Branch footprint
| State | Branches |
|---|---|
| Mississippi | 8 |
Similar-sized credit unions
Zellco ($94.49M) · Freedom United ($94.23M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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