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First Financial
Freehold, NJ · NCUA Charter #1021 · Federal charter · Chartered 1936
Total assets
$176.15M
Shares & deposits
$162.61M
Total loans
$110.52M
Members
14,478
Net worth
$14.58M
Branches
4
Rank: #1,377 of 4,299 U.S. credit unions by assets · #17 of 126 in New Jersey. Assets changed -3.8% and membership -4.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.30% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 2.74% |
| Loans to shares & deposits | 68.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $213.00M | $207.76M | $0 | $9.19M |
| Jun 2023 | $209.18M | $203.49M | $0 | $9.97M |
| Jun 2024 | $191.04M | $183.21M | $0 | $11.64M |
| Jun 2025 | $183.09M | $171.78M | $0 | $13.40M |
| Jun 2026 | $176.15M | $162.61M | $0 | $14.58M |
Branch footprint
| State | Branches |
|---|---|
| New Jersey | 4 |
Similar-sized credit unions
Hercules First ($176.26M) · Winnebago Community ($176.06M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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