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Credit Unions · New Jersey

First Point

HAMILTON, NJ · NCUA Charter #10319 · Federal charter · Chartered 1955

Total assets
$24.97M
Shares & deposits
$23.92M
Total loans
$6.25M
Members
1,161
Net worth
$1.84M
Branches
1
Rank: #2,966 of 4,299 U.S. credit unions by assets · #59 of 126 in New Jersey. Assets changed -4.7% and membership -29.6% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)7.36%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.64%
Loans to shares & deposits26.1%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$29.23M$28.15M$0$2.90M
Jun 2023$27.71M$27.22M$0$2.81M
Jun 2024$26.15M$25.59M$0$1.97M
Jun 2025$26.19M$25.28M$0$1.89M
Jun 2026$24.97M$23.92M$0$1.84M

Branch footprint

StateBranches
New Jersey1

Similar-sized credit unions

Howard County Education ($24.99M) · Weatherhead C C ($24.95M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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