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First Technology
SAN JOSE, CA · NCUA Charter #23521 · Federal charter · Chartered 1979
Total assets
$27.88B
Shares & deposits
$24.20B
Total loans
$22.02B
Members
1,870,858
Net worth
$3.00B
Branches
64
Rank: #6 of 4,299 U.S. credit unions by assets · #2 of 239 in California. Assets changed 119.1% and membership 59.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.75% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.05% |
| Loans to shares & deposits | 91.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $10.69B | $9.64B | $0 | $984.12M |
| Jun 2023 | $11.96B | $10.40B | $0 | $1.07B |
| Jun 2024 | $11.97B | $10.63B | $0 | $1.15B |
| Jun 2025 | $12.72B | $11.38B | $0 | $1.23B |
| Jun 2026 | $27.88B | $24.20B | $0 | $3.00B |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 21 |
| Oregon | 13 |
| California | 9 |
| Washington | 9 |
| Colorado | 5 |
| New Hampshire | 4 |
| Georgia | 1 |
| Idaho | 1 |
Similar-sized credit unions
Pentagon ($29.20B) · America First ($25.99B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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