Advertisement
First U.S. Community
Sacramento, CA · NCUA Charter #68474 · State charter, federally insured · Chartered 1936
Total assets
$547.92M
Shares & deposits
$481.85M
Total loans
$359.12M
Members
27,231
Net worth
$65.46M
Branches
5
Rank: #719 of 4,299 U.S. credit unions by assets · #88 of 239 in California. Assets changed 0.8% and membership -2.9% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 11.95% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.53% |
| Loans to shares & deposits | 74.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $535.78M | $481.05M | $0 | $57.90M |
| Jun 2023 | $541.53M | $486.44M | $0 | $60.94M |
| Jun 2024 | $541.77M | $484.06M | $0 | $62.65M |
| Jun 2025 | $543.70M | $480.42M | $0 | $64.04M |
| Jun 2026 | $547.92M | $481.85M | $0 | $65.46M |
Branch footprint
| State | Branches |
|---|---|
| California | 5 |
Similar-sized credit unions
Desco ($550.66M) · Simplicity ($546.72M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement