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Four Seasons
OPELIKA, AL · NCUA Charter #16479 · Federal charter · Chartered 1964
Total assets
$103.68M
Shares & deposits
$93.22M
Total loans
$60.18M
Members
9,735
Net worth
$8.96M
Branches
2
Rank: #1,793 of 4,299 U.S. credit unions by assets · #35 of 88 in Alabama. Assets changed 11.4% and membership 2.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.64% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.90% |
| Loans to shares & deposits | 64.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $78.23M | $71.68M | $0 | $5.71M |
| Jun 2023 | $80.25M | $73.06M | $0 | $6.64M |
| Jun 2024 | $88.73M | $80.58M | $0 | $7.46M |
| Jun 2025 | $93.10M | $83.86M | $0 | $7.86M |
| Jun 2026 | $103.68M | $93.22M | $0 | $8.96M |
Branch footprint
| State | Branches |
|---|---|
| Alabama | 2 |
Similar-sized credit unions
Ko`Olau ($103.94M) · Windthorst ($103.56M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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