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Freedom
SPRINGFIELD, MA · NCUA Charter #66824 · State charter, federally insured · Chartered 1986
Total assets
$763.98M
Shares & deposits
$611.65M
Total loans
$517.68M
Members
31,456
Net worth
$108.95M
Branches
10
Rank: #586 of 4,299 U.S. credit unions by assets · #18 of 121 in Massachusetts. Assets changed 3.5% and membership -0.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.26% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.50% |
| Loans to shares & deposits | 84.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $660.80M | $536.87M | $0 | $91.80M |
| Jun 2023 | $724.58M | $548.97M | $0 | $96.63M |
| Jun 2024 | $740.12M | $572.75M | $0 | $99.13M |
| Jun 2025 | $738.35M | $584.10M | $0 | $102.06M |
| Jun 2026 | $763.98M | $611.65M | $0 | $108.95M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 10 |
Similar-sized credit unions
University Of Illinois Community ($765.47M) · Profed ($763.46M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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