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Freedom Of Maryland
Bel Air, MD · NCUA Charter #8550 · Federal charter · Chartered 1953
Total assets
$557.40M
Shares & deposits
$495.00M
Total loans
$427.12M
Members
42,688
Net worth
$48.24M
Branches
8
Rank: #711 of 4,299 U.S. credit unions by assets · #17 of 60 in Maryland. Assets changed -2.3% and membership -0.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.66% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.16% |
| Loans to shares & deposits | 86.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $426.60M | $390.95M | $0 | $33.93M |
| Jun 2023 | $437.55M | $387.89M | $0 | $36.50M |
| Jun 2024 | $476.41M | $417.71M | $0 | $36.35M |
| Jun 2025 | $570.45M | $511.69M | $0 | $45.69M |
| Jun 2026 | $557.40M | $495.00M | $0 | $48.24M |
Branch footprint
| State | Branches |
|---|---|
| Maryland | 8 |
Similar-sized credit unions
The Southern ($560.17M) · Call ($557.10M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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