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Garden Island
Lihue, HI · NCUA Charter #24796 · Federal charter · Chartered 1938
Total assets
$126.23M
Shares & deposits
$110.48M
Total loans
$63.86M
Members
7,235
Net worth
$17.32M
Branches
4
Rank: #1,639 of 4,299 U.S. credit unions by assets · #22 of 45 in Hawaii. Assets changed 5.5% and membership 0.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.72% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.24% |
| Loans to shares & deposits | 57.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $131.72M | $117.76M | $0 | $15.08M |
| Jun 2023 | $123.06M | $108.32M | $0 | $15.99M |
| Jun 2024 | $117.14M | $101.83M | $0 | $16.35M |
| Jun 2025 | $119.68M | $103.58M | $0 | $16.77M |
| Jun 2026 | $126.23M | $110.48M | $0 | $17.32M |
Branch footprint
| State | Branches |
|---|---|
| Hawaii | 3 |
| Michigan | 1 |
Similar-sized credit unions
Crow Wing Power ($126.27M) · Plus ($126.06M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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