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Gardiner
Gardiner, ME · NCUA Charter #8367 · Federal charter · Chartered 1953
Total assets
$100.71M
Shares & deposits
$84.06M
Total loans
$57.12M
Members
5,546
Net worth
$16.03M
Branches
3
Rank: #1,818 of 4,299 U.S. credit unions by assets · #40 of 48 in Maine. Assets changed 10.2% and membership 2.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 15.92% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.04% |
| Loans to shares & deposits | 68.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $81.39M | $71.59M | $0 | $9.39M |
| Jun 2023 | $82.88M | $71.49M | $0 | $10.82M |
| Jun 2024 | $83.10M | $70.09M | $0 | $12.48M |
| Jun 2025 | $91.42M | $76.39M | $0 | $14.28M |
| Jun 2026 | $100.71M | $84.06M | $0 | $16.03M |
Branch footprint
| State | Branches |
|---|---|
| Maine | 3 |
Similar-sized credit unions
Tewksbury ($100.72M) · Railroad ($100.60M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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