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Gerber
Fremont, MI · NCUA Charter #6832 · Federal charter · Chartered 1950
Total assets
$259.52M
Shares & deposits
$232.98M
Total loans
$141.05M
Members
16,098
Net worth
$26.45M
Branches
3
Rank: #1,124 of 4,299 U.S. credit unions by assets · #71 of 169 in Michigan. Assets changed 5.1% and membership 0.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.19% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.49% |
| Loans to shares & deposits | 60.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $227.24M | $210.95M | $0 | $20.08M |
| Jun 2023 | $228.81M | $207.78M | $0 | $21.02M |
| Jun 2024 | $231.94M | $211.75M | $0 | $22.27M |
| Jun 2025 | $246.90M | $223.60M | $0 | $23.85M |
| Jun 2026 | $259.52M | $232.98M | $0 | $26.45M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 3 |
Similar-sized credit unions
Gulf Coast ($259.79M) · Finger Lakes ($259.48M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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