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Happy Valley
ELIZABETHTON, TN · NCUA Charter #68097 · State charter, federally insured · Chartered 1934
Total assets
$36.91M
Shares & deposits
$30.43M
Total loans
$9.52M
Members
3,233
Net worth
$6.73M
Branches
4
Rank: #2,669 of 4,299 U.S. credit unions by assets · #75 of 125 in Tennessee. Assets changed 1.6% and membership -0.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 18.25% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.00% |
| Loans to shares & deposits | 31.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $40.90M | $35.31M | $0 | $5.41M |
| Jun 2023 | $38.98M | $32.88M | $0 | $5.75M |
| Jun 2024 | $37.37M | $31.19M | $0 | $6.30M |
| Jun 2025 | $36.31M | $30.01M | $0 | $6.45M |
| Jun 2026 | $36.91M | $30.43M | $0 | $6.73M |
Branch footprint
| State | Branches |
|---|---|
| Tennessee | 2 |
| Georgia | 1 |
| Texas | 1 |
Similar-sized credit unions
Sherwin Williams Emp. ($36.98M) · The Andovers ($36.88M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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