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Harvard
Cambridge, MA · NCUA Charter #24959 · Federal charter · Chartered 1939
Total assets
$1.24B
Shares & deposits
$922.70M
Total loans
$1.01B
Members
59,763
Net worth
$108.92M
Branches
6
Rank: #403 of 4,299 U.S. credit unions by assets · #11 of 121 in Massachusetts. Assets changed 1.6% and membership 4.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.81% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.92% |
| Loans to shares & deposits | 109.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2024 | $1.20B | $839.68M | $0 | $103.76M |
| Jun 2025 | $1.22B | $877.38M | $0 | $105.98M |
| Jun 2026 | $1.24B | $922.70M | $0 | $108.92M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 6 |
Similar-sized credit unions
First Commerce ($1.24B) · Neches ($1.23B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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