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SAGINAW, MI · NCUA Charter #20007 · Federal charter · Chartered 1970
Total assets
$179.28M
Shares & deposits
$155.54M
Total loans
$113.15M
Members
10,711
Net worth
$24.04M
Branches
3
Rank: #1,365 of 4,299 U.S. credit unions by assets · #87 of 169 in Michigan. Assets changed 3.8% and membership -4.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.40% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.29% |
| Loans to shares & deposits | 72.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $184.16M | $166.67M | $0 | $19.38M |
| Jun 2023 | $175.04M | $156.77M | $0 | $20.56M |
| Jun 2024 | $173.32M | $151.69M | $0 | $21.70M |
| Jun 2025 | $172.80M | $150.80M | $0 | $22.67M |
| Jun 2026 | $179.28M | $155.54M | $0 | $24.04M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 3 |
Similar-sized credit unions
Trailnorth ($179.56M) · Ulster ($179.01M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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