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Heard A.M.E.
ROSELLE, NJ · NCUA Charter #23615 · Federal charter · Chartered 1980
Total assets
$164.88K
Shares & deposits
$149.00K
Total loans
$43.06K
Members
191
Net worth
$15.46K
Branches
1
Rank: #4,282 of 4,299 U.S. credit unions by assets · #126 of 126 in New Jersey. Assets changed -15.9% and membership 0.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.38% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 2.72% |
| Loans to shares & deposits | 28.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $203.24K | $186.02K | $0 | $18.86K |
| Jun 2023 | $201.59K | $182.55K | $0 | $17.72K |
| Jun 2024 | $196.73K | $185.18K | $0 | $16.66K |
| Jun 2025 | $196.09K | $184.47K | $0 | $10.79K |
| Jun 2026 | $164.88K | $149.00K | $0 | $15.46K |
Branch footprint
| State | Branches |
|---|---|
| New Jersey | 1 |
Similar-sized credit unions
Beckstrand And Associates ($166.38K) · Pmi Employees ($155.46K)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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