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Heritage Community
Rancho Cordova, CA · NCUA Charter #68395 · State charter, federally insured · Chartered 1953
Total assets
$283.43M
Shares & deposits
$252.28M
Total loans
$243.79M
Members
9,942
Net worth
$27.82M
Branches
4
Rank: #1,073 of 4,299 U.S. credit unions by assets · #109 of 239 in California. Assets changed 2.3% and membership -4.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.81% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.39% |
| Loans to shares & deposits | 96.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $256.48M | $230.98M | $0 | $23.75M |
| Jun 2023 | $266.53M | $238.80M | $0 | $24.84M |
| Jun 2024 | $272.32M | $242.14M | $0 | $26.69M |
| Jun 2025 | $277.03M | $246.80M | $0 | $27.06M |
| Jun 2026 | $283.43M | $252.28M | $0 | $27.82M |
Branch footprint
| State | Branches |
|---|---|
| California | 4 |
Similar-sized credit unions
First Flight ($283.78M) · Lormet Community ($283.28M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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