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Heritage South Community Cu
Shelbyville, TN · NCUA Charter #67748 · State charter, federally insured · Chartered 1957
Total assets
$361.87M
Shares & deposits
$298.13M
Total loans
$272.66M
Members
36,500
Net worth
$61.58M
Branches
6
Rank: #938 of 4,299 U.S. credit unions by assets · #21 of 125 in Tennessee. Assets changed 2.9% and membership 5.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 17.08% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.32% |
| Loans to shares & deposits | 91.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $315.01M | $273.36M | $0 | $44.82M |
| Jun 2023 | $324.09M | $265.51M | $0 | $48.54M |
| Jun 2024 | $325.40M | $261.76M | $0 | $51.04M |
| Jun 2025 | $351.63M | $280.76M | $0 | $56.29M |
| Jun 2026 | $361.87M | $298.13M | $0 | $61.58M |
Branch footprint
| State | Branches |
|---|---|
| Tennessee | 6 |
Similar-sized credit unions
Ih Credit Union, Inc. ($362.68M) · Montana ($361.55M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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