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Owatonna, MN · NCUA Charter #21669 · Federal charter · Chartered 1974
Total assets
$293.32M
Shares & deposits
$262.51M
Total loans
$198.54M
Members
26,178
Net worth
$30.68M
Branches
4
Rank: #1,057 of 4,299 U.S. credit unions by assets · #22 of 80 in Minnesota. Assets changed 5.3% and membership 1.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.61% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.41% |
| Loans to shares & deposits | 75.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $263.02M | $238.60M | $0 | $22.84M |
| Jun 2023 | $270.00M | $241.27M | $0 | $24.99M |
| Jun 2024 | $276.34M | $245.15M | $0 | $24.86M |
| Jun 2025 | $278.56M | $251.19M | $0 | $27.75M |
| Jun 2026 | $293.32M | $262.51M | $0 | $30.68M |
Branch footprint
| State | Branches |
|---|---|
| Minnesota | 4 |
Similar-sized credit unions
Guardian ($294.21M) · Bangor ($293.24M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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