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Hometown
KULM, ND · NCUA Charter #61648 · State charter, federally insured · Chartered 1949
Total assets
$223.14M
Shares & deposits
$181.96M
Total loans
$178.43M
Members
3,371
Net worth
$34.72M
Branches
5
Rank: #1,217 of 4,299 U.S. credit unions by assets · #7 of 29 in North Dakota. Assets changed 4.2% and membership 0.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 15.56% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 3.29% |
| Loans to shares & deposits | 98.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $184.26M | $158.51M | $0 | $25.11M |
| Jun 2023 | $183.93M | $143.75M | $0 | $27.81M |
| Jun 2024 | $199.30M | $164.76M | $0 | $30.07M |
| Jun 2025 | $214.19M | $175.50M | $0 | $32.18M |
| Jun 2026 | $223.14M | $181.96M | $0 | $34.72M |
Branch footprint
| State | Branches |
|---|---|
| North Dakota | 5 |
Similar-sized credit unions
Harris County ($223.29M) · Santa Rosa County ($223.04M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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