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Howard County School Em
Kokomo, IN · NCUA Charter #16065 · Federal charter · Chartered 1964
Total assets
$31.37M
Shares & deposits
$25.63M
Total loans
$7.73M
Members
2,425
Net worth
$5.67M
Branches
1
Rank: #2,794 of 4,299 U.S. credit unions by assets · #86 of 121 in Indiana. Assets changed -2.8% and membership -1.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 18.07% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.37% |
| Loans to shares & deposits | 30.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $36.54M | $31.71M | $0 | $4.82M |
| Jun 2023 | $34.83M | $29.88M | $0 | $4.93M |
| Jun 2024 | $34.05M | $29.04M | $0 | $4.98M |
| Jun 2025 | $32.27M | $27.14M | $0 | $5.09M |
| Jun 2026 | $31.37M | $25.63M | $0 | $5.67M |
Branch footprint
| State | Branches |
|---|---|
| Indiana | 1 |
Similar-sized credit unions
Gateway ($31.41M) · K.U.M.C. ($31.37M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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