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I-C
FITCHBURG, MA · NCUA Charter #24250 · Federal charter · Chartered 1934
Total assets
$582.96M
Shares & deposits
$505.43M
Total loans
$445.98M
Members
37,756
Net worth
$48.01M
Branches
6
Rank: #702 of 4,299 U.S. credit unions by assets · #25 of 121 in Massachusetts. Assets changed 10.6% and membership 4.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.92% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.58% |
| Loans to shares & deposits | 88.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $610.99M | $513.50M | $0 | $68.90M |
| Jun 2023 | $654.95M | $535.80M | $0 | $67.85M |
| Jun 2024 | $609.03M | $508.75M | $0 | $61.82M |
| Jun 2025 | $527.04M | $489.86M | $0 | $50.22M |
| Jun 2026 | $582.96M | $505.43M | $0 | $48.01M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 6 |
Similar-sized credit unions
Education First ($583.13M) · Firelands ($579.87M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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