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Innovations Financial
PANAMA CITY, FL · NCUA Charter #68732 · State charter, federally insured · Chartered 1952
Total assets
$696.08M
Shares & deposits
$625.81M
Total loans
$542.24M
Members
28,108
Net worth
$63.32M
Branches
10
Rank: #633 of 4,299 U.S. credit unions by assets · #33 of 107 in Florida. Assets changed 12.2% and membership 6.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.49% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.10% |
| Loans to shares & deposits | 86.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2023 | $399.85M | $355.09M | $0 | $37.98M |
| Jun 2024 | $473.10M | $425.48M | $0 | $41.39M |
| Jun 2025 | $620.34M | $555.19M | $0 | $57.84M |
| Jun 2026 | $696.08M | $625.81M | $0 | $63.32M |
Branch footprint
| State | Branches |
|---|---|
| Florida | 10 |
Similar-sized credit unions
Northern ($698.20M) · Envista ($693.42M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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