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Instep
New Orleans, LA · NCUA Charter #24951 · Federal charter · Chartered 1948
Total assets
$52.94M
Shares & deposits
$45.50M
Total loans
$39.02M
Members
4,795
Net worth
$7.07M
Branches
2
Rank: #2,351 of 4,299 U.S. credit unions by assets · #46 of 136 in Louisiana. Assets changed 3.3% and membership -4.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.36% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.13% |
| Loans to shares & deposits | 85.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2024 | $49.35M | $41.63M | $0 | $7.53M |
| Jun 2025 | $51.23M | $43.43M | $0 | $7.05M |
| Jun 2026 | $52.94M | $45.50M | $0 | $7.07M |
Branch footprint
| State | Branches |
|---|---|
| Louisiana | 2 |
Similar-sized credit unions
Yuma County ($53.01M) · Bar-Cons ($52.84M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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