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Jersey Central
CRANFORD, NJ · NCUA Charter #2493 · Federal charter · Chartered 1937
Total assets
$24.89M
Shares & deposits
$20.64M
Total loans
$13.61M
Members
4,062
Net worth
$4.17M
Branches
2
Rank: #2,970 of 4,299 U.S. credit unions by assets · #60 of 126 in New Jersey. Assets changed 6.9% and membership -2.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 16.77% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 2.49% |
| Loans to shares & deposits | 65.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $22.13M | $17.78M | $0 | $4.30M |
| Jun 2023 | $22.43M | $18.15M | $0 | $4.30M |
| Jun 2024 | $21.28M | $16.94M | $0 | $4.28M |
| Jun 2025 | $23.28M | $18.97M | $0 | $4.25M |
| Jun 2026 | $24.89M | $20.64M | $0 | $4.17M |
Branch footprint
| State | Branches |
|---|---|
| New Jersey | 2 |
Similar-sized credit unions
P & S ($24.89M) · Dillard'S ($24.83M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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