Advertisement
L&N Employees
Birmingham, AL · NCUA Charter #62356 · State charter, federally insured · Chartered 1952
Total assets
$8.26M
Shares & deposits
$6.99M
Total loans
$4.34M
Members
1,413
Net worth
$1.50M
Branches
1
Rank: #3,615 of 4,299 U.S. credit unions by assets · #73 of 88 in Alabama. Assets changed -2.6% and membership -1.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 18.19% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 4.87% |
| Loans to shares & deposits | 62.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $9.85M | $8.22M | $0 | $1.88M |
| Jun 2023 | $8.83M | $7.31M | $0 | $1.84M |
| Jun 2024 | $8.63M | $6.98M | $0 | $1.83M |
| Jun 2025 | $8.48M | $7.03M | $0 | $1.67M |
| Jun 2026 | $8.26M | $6.99M | $0 | $1.50M |
Branch footprint
| State | Branches |
|---|---|
| Alabama | 1 |
Similar-sized credit unions
Stepping Stones Community ($8.27M) · Summit Hampton Roads ($8.25M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement