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Lafcu
LANSING, MI · NCUA Charter #68632 · State charter, federally insured · Chartered 1936
Total assets
$1.13B
Shares & deposits
$891.83M
Total loans
$732.08M
Members
72,706
Net worth
$232.66M
Branches
10
Rank: #432 of 4,299 U.S. credit unions by assets · #23 of 169 in Michigan. Assets changed -1.9% and membership -1.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 20.67% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.59% |
| Loans to shares & deposits | 82.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $953.37M | $839.70M | $0 | $108.90M |
| Jun 2023 | $1.00B | $886.20M | $0 | $119.17M |
| Jun 2024 | $1.13B | $904.83M | $0 | $227.94M |
| Jun 2025 | $1.15B | $917.97M | $0 | $232.14M |
| Jun 2026 | $1.13B | $891.83M | $0 | $232.66M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 10 |
Similar-sized credit unions
First Financial ($1.13B) · Hawaiian Financial ($1.13B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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