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Lake Michigan
Grand Rapids, MI · NCUA Charter #62514 · State charter, federally insured · Chartered 1933
Total assets
$17.26B
Shares & deposits
$14.74B
Total loans
$13.67B
Members
536,976
Net worth
$1.94B
Branches
81
Rank: #14 of 4,299 U.S. credit unions by assets · #1 of 169 in Michigan. Assets changed 16.2% and membership 5.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.27% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.26% |
| Loans to shares & deposits | 92.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $12.09B | $10.51B | $0 | $1.28B |
| Jun 2023 | $12.72B | $10.68B | $0 | $1.47B |
| Jun 2024 | $14.26B | $12.07B | $0 | $1.60B |
| Jun 2025 | $14.86B | $12.54B | $0 | $1.76B |
| Jun 2026 | $17.26B | $14.74B | $0 | $1.94B |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 57 |
| Florida | 24 |
Similar-sized credit unions
Wings ($19.38B) · Idaho Central ($15.52B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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