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Lakes
Monticello, IN · NCUA Charter #10772 · Federal charter · Chartered 1956
Total assets
$27.99M
Shares & deposits
$23.71M
Total loans
$15.52M
Members
3,022
Net worth
$4.25M
Branches
1
Rank: #2,886 of 4,299 U.S. credit unions by assets · #89 of 121 in Indiana. Assets changed 7.0% and membership -1.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 15.19% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.27% |
| Loans to shares & deposits | 65.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $26.92M | $24.15M | $0 | $2.62M |
| Jun 2023 | $25.40M | $22.35M | $0 | $2.94M |
| Jun 2024 | $25.45M | $22.14M | $0 | $3.23M |
| Jun 2025 | $26.15M | $22.35M | $0 | $3.74M |
| Jun 2026 | $27.99M | $23.71M | $0 | $4.25M |
Branch footprint
| State | Branches |
|---|---|
| Indiana | 1 |
Similar-sized credit unions
Glendive Bn ($28.05M) · Florida A & M University ($27.97M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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