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Legacy Community
BIRMINGHAM, AL · NCUA Charter #24421 · Federal charter · Chartered 1955
Total assets
$727.22M
Shares & deposits
$631.61M
Total loans
$426.87M
Members
39,234
Net worth
$96.58M
Branches
12
Rank: #610 of 4,299 U.S. credit unions by assets · #14 of 88 in Alabama. Assets changed 11.8% and membership 2.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.28% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.41% |
| Loans to shares & deposits | 67.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $600.70M | $542.38M | $0 | $71.95M |
| Jun 2023 | $644.67M | $575.86M | $0 | $81.70M |
| Jun 2024 | $652.85M | $575.13M | $0 | $85.02M |
| Jun 2025 | $650.30M | $563.60M | $0 | $90.72M |
| Jun 2026 | $727.22M | $631.61M | $0 | $96.58M |
Branch footprint
| State | Branches |
|---|---|
| Alabama | 12 |
Similar-sized credit unions
Quincy ($729.40M) · Heartland ($726.39M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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