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Lincoln County
Libby, MT · NCUA Charter #63199 · State charter, federally insured · Chartered 1957
Total assets
$186.57M
Shares & deposits
$146.19M
Total loans
$61.50M
Members
5,733
Net worth
$40.32M
Branches
2
Rank: #1,333 of 4,299 U.S. credit unions by assets · #13 of 41 in Montana. Assets changed 9.3% and membership 1.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 21.61% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.21% |
| Loans to shares & deposits | 42.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $162.46M | $131.83M | $0 | $30.40M |
| Jun 2023 | $163.33M | $131.35M | $0 | $31.67M |
| Jun 2024 | $165.22M | $131.04M | $0 | $33.75M |
| Jun 2025 | $170.67M | $133.85M | $0 | $36.62M |
| Jun 2026 | $186.57M | $146.19M | $0 | $40.32M |
Branch footprint
| State | Branches |
|---|---|
| Montana | 2 |
Similar-sized credit unions
Omega ($186.94M) · Journey ($186.52M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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