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Loyalty
Pensacola, FL · NCUA Charter #62417 · State charter, federally insured · Chartered 1962
Total assets
$300.30M
Shares & deposits
$263.76M
Total loans
$167.16M
Members
18,797
Net worth
$34.88M
Branches
7
Rank: #1,048 of 4,299 U.S. credit unions by assets · #47 of 107 in Florida. Assets changed 1.6% and membership -6.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.61% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.43% |
| Loans to shares & deposits | 63.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $239.46M | $219.33M | $0 | $20.33M |
| Jun 2023 | $312.47M | $281.32M | $0 | $32.47M |
| Jun 2024 | $297.48M | $267.17M | $0 | $30.28M |
| Jun 2025 | $295.55M | $260.65M | $0 | $32.58M |
| Jun 2026 | $300.30M | $263.76M | $0 | $34.88M |
Branch footprint
| State | Branches |
|---|---|
| Florida | 7 |
Similar-sized credit unions
Energy One ($300.68M) · Otis ($300.28M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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