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Luso
Ludlow, MA · NCUA Charter #20600 · Federal charter · Chartered 1971
Total assets
$244.62M
Shares & deposits
$216.34M
Total loans
$192.19M
Members
7,922
Net worth
$27.08M
Branches
2
Rank: #1,167 of 4,299 U.S. credit unions by assets · #40 of 121 in Massachusetts. Assets changed 1.6% and membership 0.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.07% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.75% |
| Loans to shares & deposits | 88.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $253.38M | $224.40M | $0 | $27.65M |
| Jun 2023 | $238.61M | $210.45M | $0 | $27.26M |
| Jun 2024 | $242.82M | $210.15M | $0 | $26.59M |
| Jun 2025 | $240.74M | $213.49M | $0 | $26.29M |
| Jun 2026 | $244.62M | $216.34M | $0 | $27.08M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 2 |
Similar-sized credit unions
Pioneer Appalachia ($245.19M) · Community South ($244.61M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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