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Members Advantage
MICHIGAN CITY, IN · NCUA Charter #68242 · State charter, federally insured · Chartered 1962
Total assets
$132.19M
Shares & deposits
$120.46M
Total loans
$51.52M
Members
7,731
Net worth
$12.52M
Branches
3
Rank: #1,604 of 4,299 U.S. credit unions by assets · #38 of 121 in Indiana. Assets changed 1.1% and membership -3.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.47% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.16% |
| Loans to shares & deposits | 42.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $132.04M | $124.51M | $0 | $10.87M |
| Jun 2023 | $121.64M | $114.29M | $0 | $11.56M |
| Jun 2024 | $120.67M | $111.44M | $0 | $11.73M |
| Jun 2025 | $130.72M | $118.87M | $0 | $11.96M |
| Jun 2026 | $132.19M | $120.46M | $0 | $12.52M |
Branch footprint
| State | Branches |
|---|---|
| Indiana | 3 |
Similar-sized credit unions
Cenla ($132.20M) · Gas And Electric ($132.13M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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