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Credit Unions · Kentucky

Members Heritage

Lexington, KY · NCUA Charter #68661 · State charter, federally insured · Chartered 1960

Total assets
$590.84M
Shares & deposits
$515.76M
Total loans
$375.96M
Members
55,277
Net worth
$73.20M
Branches
5
Rank: #697 of 4,299 U.S. credit unions by assets · #6 of 51 in Kentucky. Assets changed 5.6% and membership 0.5% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)12.39%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.71%
Loans to shares & deposits72.9%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$521.41M$467.96M$0$55.77M
Jun 2023$516.10M$456.72M$0$60.79M
Jun 2024$538.29M$470.70M$0$65.08M
Jun 2025$559.71M$488.39M$0$69.01M
Jun 2026$590.84M$515.76M$0$73.20M

Branch footprint

StateBranches
Kentucky5

Similar-sized credit unions

Siu ($591.32M) · Diversified Members ($588.52M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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