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Michigan One Community
Ionia, MI · NCUA Charter #62169 · State charter, federally insured · Chartered 1954
Total assets
$240.19M
Shares & deposits
$211.48M
Total loans
$176.59M
Members
19,040
Net worth
$24.45M
Branches
5
Rank: #1,180 of 4,299 U.S. credit unions by assets · #74 of 169 in Michigan. Assets changed 6.6% and membership 1.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.18% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.10% |
| Loans to shares & deposits | 83.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $193.76M | $173.12M | $0 | $17.06M |
| Jun 2023 | $212.08M | $191.45M | $0 | $18.60M |
| Jun 2024 | $220.30M | $195.88M | $0 | $20.20M |
| Jun 2025 | $225.31M | $197.85M | $0 | $22.08M |
| Jun 2026 | $240.19M | $211.48M | $0 | $24.45M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 5 |
Similar-sized credit unions
Americhoice ($240.41M) · Bull Dog ($237.70M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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