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Credit Unions · South Carolina

Mid Carolina

Lugoff, SC · NCUA Charter #60735 · State charter, federally insured · Chartered 1961

Total assets
$181.79M
Shares & deposits
$160.63M
Total loans
$109.23M
Members
13,968
Net worth
$23.07M
Branches
5
Rank: #1,355 of 4,299 U.S. credit unions by assets · #19 of 45 in South Carolina. Assets changed 1.3% and membership -0.9% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)12.69%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.36%
Loans to shares & deposits68.0%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$172.01M$154.37M$0$19.36M
Jun 2023$171.40M$154.85M$0$20.54M
Jun 2024$168.34M$152.87M$0$21.51M
Jun 2025$179.51M$161.01M$0$21.75M
Jun 2026$181.79M$160.63M$0$23.07M

Branch footprint

StateBranches
South Carolina5

Similar-sized credit unions

Century ($181.99M) · Aspire Community ($181.58M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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