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Mid-State
Carteret, NJ · NCUA Charter #6739 · Federal charter · Chartered 1950
Total assets
$23.37M
Shares & deposits
$19.31M
Total loans
$5.85M
Members
1,139
Net worth
$3.64M
Branches
3
Rank: #3,019 of 4,299 U.S. credit unions by assets · #62 of 126 in New Jersey. Assets changed -0.1% and membership -2.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 15.55% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.52% |
| Loans to shares & deposits | 30.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $19.26M | $15.02M | $0 | $1.96M |
| Jun 2023 | $20.78M | $16.09M | $0 | $2.85M |
| Jun 2024 | $20.76M | $16.43M | $0 | $2.96M |
| Jun 2025 | $23.41M | $19.12M | $0 | $3.40M |
| Jun 2026 | $23.37M | $19.31M | $0 | $3.64M |
Branch footprint
| State | Branches |
|---|---|
| New Jersey | 2 |
| New York | 1 |
Similar-sized credit unions
Hamakua ($23.39M) · Edisto ($23.37M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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