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Midcoast
Freeport, ME · NCUA Charter #10898 · Federal charter · Chartered 1956
Total assets
$267.09M
Shares & deposits
$235.73M
Total loans
$215.03M
Members
16,081
Net worth
$29.68M
Branches
5
Rank: #1,111 of 4,299 U.S. credit unions by assets · #20 of 48 in Maine. Assets changed 1.0% and membership 1.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.11% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.21% |
| Loans to shares & deposits | 91.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $246.96M | $223.65M | $0 | $25.70M |
| Jun 2023 | $252.52M | $223.86M | $0 | $27.22M |
| Jun 2024 | $255.49M | $223.39M | $0 | $27.86M |
| Jun 2025 | $264.56M | $233.01M | $0 | $28.73M |
| Jun 2026 | $267.09M | $235.73M | $0 | $29.68M |
Branch footprint
| State | Branches |
|---|---|
| Maine | 5 |
Similar-sized credit unions
Midwest Community ($267.22M) · Spc ($265.78M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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