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Middlesex-Essex Postal Employees
NORTH READING, MA · NCUA Charter #19446 · Federal charter · Chartered 1969
Total assets
$4.64M
Shares & deposits
$2.91M
Total loans
$1.36M
Members
612
Net worth
$1.73M
Branches
1
Rank: #3,863 of 4,299 U.S. credit unions by assets · #112 of 121 in Massachusetts. Assets changed -0.3% and membership -6.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 37.19% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.07% |
| Loans to shares & deposits | 46.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $5.60M | $4.08M | $0 | $1.52M |
| Jun 2023 | $5.32M | $3.80M | $0 | $1.52M |
| Jun 2024 | $4.74M | $3.16M | $0 | $1.57M |
| Jun 2025 | $4.66M | $3.00M | $0 | $1.65M |
| Jun 2026 | $4.64M | $2.91M | $0 | $1.73M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 1 |
Similar-sized credit unions
N. J. Latvian ($4.68M) · Valley Agricultural ($4.64M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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