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Mills42
Lowell, MA · NCUA Charter #12666 · Federal charter · Chartered 1958
Total assets
$31.51M
Shares & deposits
$27.54M
Total loans
$20.04M
Members
2,956
Net worth
$3.75M
Branches
1
Rank: #2,788 of 4,299 U.S. credit unions by assets · #78 of 121 in Massachusetts. Assets changed 6.0% and membership 0.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.91% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 72.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $28.43M | $24.71M | $0 | $2.74M |
| Jun 2023 | $27.06M | $22.88M | $0 | $3.02M |
| Jun 2024 | $28.17M | $24.27M | $0 | $3.19M |
| Jun 2025 | $29.73M | $26.00M | $0 | $3.44M |
| Jun 2026 | $31.51M | $27.54M | $0 | $3.75M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 1 |
Similar-sized credit unions
Trinity Valley Teachers ($31.57M) · Erie County Employees ($31.49M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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