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Credit Unions · California

Mocse

Modesto, CA · NCUA Charter #12805 · Federal charter · Chartered 1959

Total assets
$425.53M
Shares & deposits
$388.64M
Total loans
$207.78M
Members
29,868
Net worth
$47.04M
Branches
3
Rank: #840 of 4,299 U.S. credit unions by assets · #92 of 239 in California. Assets changed -1.1% and membership 2.4% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)11.05%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.38%
Loans to shares & deposits53.5%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$415.43M$398.30M$0$32.23M
Jun 2023$428.02M$411.52M$0$36.13M
Jun 2024$410.71M$383.30M$0$38.68M
Jun 2025$430.40M$401.01M$0$42.56M
Jun 2026$425.53M$388.64M$0$47.04M

Branch footprint

StateBranches
California3

Similar-sized credit unions

Rocky Mountain ($426.50M) · Rhode Island ($425.11M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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