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Monterra
Redwood City, CA · NCUA Charter #62736 · State charter, federally insured · Chartered 1952
Total assets
$1.94B
Shares & deposits
$1.66B
Total loans
$1.52B
Members
101,395
Net worth
$252.84M
Branches
10
Rank: #271 of 4,299 U.S. credit unions by assets · #37 of 239 in California. Assets changed 6.1% and membership 4.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.01% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.30% |
| Loans to shares & deposits | 91.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.68B | $1.49B | $0 | $170.22M |
| Jun 2023 | $1.69B | $1.48B | $0 | $191.40M |
| Jun 2024 | $1.73B | $1.50B | $0 | $214.34M |
| Jun 2025 | $1.83B | $1.57B | $0 | $232.92M |
| Jun 2026 | $1.94B | $1.66B | $0 | $252.84M |
Branch footprint
| State | Branches |
|---|---|
| California | 10 |
Similar-sized credit unions
Superior Credit Union, Inc ($1.96B) · Tyndall ($1.92B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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