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Mosaic
Harrisonburg, VA · NCUA Charter #24281 · Federal charter · Chartered 1986
Total assets
$8.76M
Shares & deposits
$8.05M
Total loans
$6.49M
Members
3,071
Net worth
$738.04K
Branches
1
Rank: #3,584 of 4,299 U.S. credit unions by assets · #77 of 95 in Virginia. Assets changed 1.5% and membership -2.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.39% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 2.08% |
| Loans to shares & deposits | 80.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $13.69M | $12.78M | $0 | $902.53K |
| Jun 2023 | $11.66M | $10.71M | $0 | $921.04K |
| Jun 2024 | $10.63M | $9.88M | $0 | $862.11K |
| Jun 2025 | $8.64M | $7.90M | $0 | $796.55K |
| Jun 2026 | $8.76M | $8.05M | $0 | $738.04K |
Branch footprint
| State | Branches |
|---|---|
| Virginia | 1 |
Similar-sized credit unions
Lowell Municipal Employees ($8.77M) · Alamo City ($8.75M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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