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Municipal Empl.Credit Union Of Balt
BALTIMORE, MD · NCUA Charter #66787 · State charter, federally insured · Chartered 1936
Total assets
$1.27B
Shares & deposits
$1.06B
Total loans
$800.87M
Members
91,110
Net worth
$162.83M
Branches
10
Rank: #394 of 4,299 U.S. credit unions by assets · #9 of 60 in Maryland. Assets changed 1.0% and membership -5.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.97% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.11% |
| Loans to shares & deposits | 75.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.34B | $1.19B | $0 | $150.57M |
| Jun 2023 | $1.30B | $1.12B | $0 | $153.79M |
| Jun 2024 | $1.26B | $1.06B | $0 | $155.90M |
| Jun 2025 | $1.26B | $1.05B | $0 | $158.59M |
| Jun 2026 | $1.27B | $1.06B | $0 | $162.83M |
Branch footprint
| State | Branches |
|---|---|
| Maryland | 10 |
Similar-sized credit unions
Gulf Coast Educators ($1.27B) · Five Star ($1.26B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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