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Credit Unions · Michigan

Muskegon St Joseph

MUSKEGON, MI · NCUA Charter #8141 · Federal charter · Chartered 1952

Total assets
$12.44M
Shares & deposits
$11.03M
Total loans
$8.80M
Members
1,268
Net worth
$1.38M
Branches
1
Rank: #3,398 of 4,299 U.S. credit unions by assets · #164 of 169 in Michigan. Assets changed -5.6% and membership -7.2% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)11.06%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.59%
Loans to shares & deposits79.8%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$17.83M$15.99M$0$1.83M
Jun 2023$18.03M$16.01M$0$1.74M
Jun 2024$14.69M$13.50M$0$1.18M
Jun 2025$13.18M$11.85M$0$1.32M
Jun 2026$12.44M$11.03M$0$1.38M

Branch footprint

StateBranches
Michigan1

Similar-sized credit unions

Mercy ($12.44M) · Kraftcor ($12.41M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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