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National J. A. C. L.
Salt Lake City, UT · NCUA Charter #67005 · State charter, federally insured · Chartered 1987
Total assets
$38.55M
Shares & deposits
$33.61M
Total loans
$21.27M
Members
3,081
Net worth
$3.74M
Branches
2
Rank: #2,626 of 4,299 U.S. credit unions by assets · #31 of 51 in Utah. Assets changed -0.1% and membership -0.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.69% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.80% |
| Loans to shares & deposits | 63.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $39.11M | $34.08M | $0 | $3.67M |
| Jun 2023 | $37.33M | $32.15M | $0 | $3.87M |
| Jun 2024 | $38.84M | $32.73M | $0 | $3.82M |
| Jun 2025 | $38.58M | $33.62M | $0 | $3.73M |
| Jun 2026 | $38.55M | $33.61M | $0 | $3.74M |
Branch footprint
| State | Branches |
|---|---|
| Utah | 2 |
Similar-sized credit unions
Minnesota Catholic ($38.56M) · Gogebic County ($38.55M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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