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Navy Federal Credit Union
VIENNA, VA · NCUA Charter #5536 · Federal charter · Chartered 1947
Total assets
$204.36B
Shares & deposits
$173.36B
Total loans
$146.33B
Members
15,517,448
Net worth
$23.80B
Branches
386
Rank: #1 of 4,299 U.S. credit unions by assets · #1 of 95 in Virginia. Assets changed 6.6% and membership 5.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.65% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.08% |
| Loans to shares & deposits | 84.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $159.68B | $135.27B | $0 | $18.25B |
| Jun 2023 | $165.26B | $144.54B | $0 | $20.23B |
| Jun 2024 | $177.69B | $148.65B | $0 | $21.00B |
| Jun 2025 | $191.78B | $161.45B | $0 | $22.01B |
| Jun 2026 | $204.36B | $173.36B | $0 | $23.80B |
Branch footprint
| State | Branches |
|---|---|
| Virginia | 66 |
| California | 54 |
| Texas | 39 |
| Florida | 35 |
| Georgia | 26 |
| Maryland | 25 |
| North Carolina | 16 |
| Washington | 13 |
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Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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