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Credit Unions · California

Nikkei

Gardena, CA · NCUA Charter #65059 · State charter, federally insured · Chartered 1951

Total assets
$81.53M
Shares & deposits
$69.56M
Total loans
$57.42M
Members
3,659
Net worth
$11.61M
Branches
2
Rank: #1,996 of 4,299 U.S. credit unions by assets · #162 of 239 in California. Assets changed 1.0% and membership -7.2% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)14.23%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)1.25%
Loans to shares & deposits82.5%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$93.01M$82.73M$0$10.04M
Jun 2023$91.89M$80.92M$0$10.80M
Jun 2024$85.31M$74.01M$0$11.26M
Jun 2025$80.69M$68.65M$0$11.31M
Jun 2026$81.53M$69.56M$0$11.61M

Branch footprint

StateBranches
California2

Similar-sized credit unions

B-M S ($81.73M) · Lake Huron ($81.53M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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