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North Shore
Silver Bay, MN · NCUA Charter #18473 · Federal charter · Chartered 1967
Total assets
$284.78M
Shares & deposits
$246.74M
Total loans
$226.68M
Members
14,189
Net worth
$36.38M
Branches
8
Rank: #1,070 of 4,299 U.S. credit unions by assets · #23 of 80 in Minnesota. Assets changed 1.6% and membership 4.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.77% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.21% |
| Loans to shares & deposits | 91.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $261.60M | $231.04M | $0 | $29.96M |
| Jun 2023 | $268.58M | $222.01M | $0 | $30.75M |
| Jun 2024 | $266.62M | $232.19M | $0 | $33.01M |
| Jun 2025 | $280.36M | $244.65M | $0 | $34.23M |
| Jun 2026 | $284.78M | $246.74M | $0 | $36.38M |
Branch footprint
| State | Branches |
|---|---|
| Minnesota | 8 |
Similar-sized credit unions
Voyage ($285.31M) · The New Orleans Firemen'S ($283.87M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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