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Nrs Community Development
BIRMINGHAM, AL · NCUA Charter #24583 · Federal charter · Chartered 1996
Total assets
$1.10M
Shares & deposits
$1.02M
Total loans
$402.31K
Members
920
Net worth
$78.14K
Branches
2
Rank: #4,154 of 4,299 U.S. credit unions by assets · #88 of 88 in Alabama. Assets changed -25.5% and membership 18.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 7.10% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 15.66% |
| Loans to shares & deposits | 39.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.33M | $1.18M | $0 | $146.34K |
| Jun 2023 | $1.40M | $1.22M | $0 | $183.88K |
| Jun 2024 | $1.40M | $1.18M | $0 | $208.62K |
| Jun 2025 | $1.48M | $1.28M | $0 | $188.71K |
| Jun 2026 | $1.10M | $1.02M | $0 | $78.14K |
Branch footprint
| State | Branches |
|---|---|
| Alabama | 1 |
| Florida | 1 |
Similar-sized credit unions
Morning Star ($1.11M) · Bradford Area School Employees ($1.09M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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